The Chronic Consumer

I am officially done with my Christmas shopping for this year — and I still have 6 days to spare! That’s pretty good for me. What’s even better is that I think I got some really nice gifts that will be appreciated by the recipients, and I didn’t have to break the bank in order to do so. I can’t stand hearing stories about people who practically bankrupt themselves by using money meant for their mortgage payment or Medicare supplement premium on gifts instead. Surely your family is understanding enough not to pressure you into spending money you don’t have!

Anyway, I will have some credit card bills to pay off next month, but that’s to be expected. At least the bills will be manageable!