This hasn’t happened to me since I was fresh out of college, but it looks like I’m going to be short on my credit card bill this month! I put aside the cash that I needed to cover everything I charged during the billing cycle — or so I thought. It turns out that I completely forgot about an automatic renewal for a subscription that I’ve had for years.
It’s no biggie, really, since I’ll still pay what I can and then have a small balance to carry forward for next month. I just hate getting charged those high interest rates for a stupid mistake that could have been avoided. I guess I should start using household budgeting and planning software so this doesn’t happen again!